Vikrmn is the pen name of CA Vikram Verma who has authored many mind-bending and thought-provoking novels and various books on niche global systemic issues. Alongwith being a Chartered Accountant and SME of Banking Regulatory and Risk Compliance, his dexterity bags creative pursuits of artwork and poetry. Few of his widely read books are YOU BY YOU, 10 GOLDEN STEPS OF LIFE and GURU WITH GUITAR that are cited globally for life-changing quotes. SuAAS, CLIMATE FLIP, AGILE ABLE and LIBOR PLAN B are his books for professionals. Author is reachable at www.vikrmn.com under a creative tagline as "Medium-pace right-handed author".